For all your plans
If you are 21 years old and already have permanent income, you can get the First Credit, quickly and with special benefits for you.
Fixed rates for the entire duration of the loan, between 6 and 24 months, so that you can enjoy stability and control over your budget.
A form of financial protection that gives you peace of mind and security, knowing that your loved ones are covered in case of unforeseen events.
You can apply for funding of up to 5,000 lei, with a fixed interest rate throughout the credit period of 34.90%.
You can apply at any time for the First loan, if you have a permanent monthly income of at least 1,000 lei.
Select your first loan and get immediate financial support tailored to your desires, simple and hassle-free. The rates are fixed, and life insurance is free.
Permanent income, minimum 1,000 lei
Minimum 3 months experience at the current employer
Maximum 27 years at the end of the borrowing period
Yes, you can refinance any loan or credit card you hold, through Direct Card or through credit, provided that supporting documents are presented.
Through the program of Rate Anywhere, you can convert into installments (from 3 to 36), any purchase over 500 lei. At the time of full payment that exceeds this amount, we will send you an SMS informing you that you can convert the paid amount into 3 Rates without Interest or in 4–36 Easy Installments, with only 1.25% interest per month.
You have 3 days from receiving the SMS to decide if you want to convert the transaction into installments and to respond to the received SMS. In the next statement, you will see the cancellation of the transaction with full payment and the first installment of the purchase made.
