For all your plans
With Direct credit, you quickly get the financing suitable to your needs, easily and without stress. You have fixed installments and free life insurance, so you can enjoy peacefully what matters.

Fixed rates for the entire loan period, between 6 and 59 months, so that you can enjoy stability and control over your budget.
A form of financial protection that gives you peace of mind and security, knowing that your loved ones are covered in case of unforeseen events.
You can apply for funding of up to 60,000 lei, with a fixed interest rate for the entire loan period of 21.90%.
A new financial beginning, at your own pace. You decide when the right moment is, we are here to support you.
With the Direct credit, you get the funding that suits your needs, easily and stress-free. You have fixed rates and a free life insurance, so you can quietly enjoy what matters.

Permanent income, minimum 1,000 lei
Minimum 3 months experience at the current employer
Maximum 75 years at the end of the loan period

The card is sent inactive for security reasons, but in 3 simple steps, you can activate it.
Step 1: make sure you have your card handy so we can identify you.
Step 2: call 021 308 4000
Step 3: our robot will guide you step by step. You just need to select the “card activation” option.
Done, happy shopping! 💳🤩
Yes, you can refinance any loan or credit card you hold, through Direct Card or through credit, provided that supporting documents are presented.
Through the program of Rate Anywhere, you can convert into installments (from 3 to 36), any purchase over 500 lei. At the time of full payment that exceeds this amount, we will send you an SMS informing you that you can convert the paid amount into 3 Rates without Interest or in 4–36 Easy Installments, with only 1.25% interest per month.
You have 3 days from receiving the SMS to decide if you want to convert the transaction into installments and to respond to the received SMS. In the next statement, you will see the cancellation of the transaction with full payment and the first installment of the purchase made.