For all your plans
You can take it on the spot and pay in installments. Shopping is easier than ever, in-store credit offers you the financing solution through the Direct Card.
Instant financing at the BT Direct installment office from partner stores, exactly when you need it.
A new financial beginning, at your own pace. No analysis fee, no down payment, and no additional guarantees.
You can apply for funding of up to 60,000 lei for your favorite products.
You can pick up the desired product, activate the Direct Card in the BT Pay app and start shopping instantly. Basically, you have full control, and the physical card will reach you within a maximum of 5 business days.
Permanent income, minimum 1,000 lei
Maximum 75 years at the end of the loan period
Salaries, pensions or other types of stable income for at least 3 months
Yes, you can refinance any loan or credit card you hold, through Direct Card or through credit, provided that supporting documents are presented.
Through the program of Rate Anywhere, you can convert into installments (from 3 to 36), any purchase over 500 lei. At the time of full payment that exceeds this amount, we will send you an SMS informing you that you can convert the paid amount into 3 Rates without Interest or in 4–36 Easy Installments, with only 1.25% interest per month.
You have 3 days from receiving the SMS to decide if you want to convert the transaction into installments and to respond to the received SMS. In the next statement, you will see the cancellation of the transaction with full payment and the first installment of the purchase made.
