For all your plans
It is normal for health to be a priority for you, and when you need to be well, it matters to know that you have a financial solution through the Direct card.
You can apply online on the websites of partner clinics and select financing through Credit Smart by BT Direct 100% online. In just 10 minutes you also receive approval, with zero analysis commission.
A new financial beginning, at your own pace. No analysis fee, no down payment, and no additional guarantees.
You can apply for funding of up to 60,000 lei for all your favorite products.
You benefit from the financing of the chosen medical service, activate the Direct Card in BT Pay and as you repay the installments, you can later use it for shopping. The physical card reaches you within a maximum of 5 working days.
Permanent income, minimum 1,000 lei
Maximum 75 years at the end of the loan period
Salaries, pensions or other types of stable income for at least 3 months
Yes, you can refinance any loan or credit card you hold, through Direct Card or through credit, provided that supporting documents are presented.
Through the program of Rate Anywhere, you can convert into installments (from 3 to 36), any purchase over 500 lei. At the time of full payment that exceeds this amount, we will send you an SMS informing you that you can convert the paid amount into 3 Rates without Interest or in 4–36 Easy Installments, with only 1.25% interest per month.
You have 3 days from receiving the SMS to decide if you want to convert the transaction into installments and to respond to the received SMS. In the next statement, you will see the cancellation of the transaction with full payment and the first installment of the purchase made.
