Store financing | BT Direct partners
Client
Partner
Online financingBT Direct
In-store financingBT Direct
Call Center
    • 0213084000or
    contact@btdirect.ro     The number is available from any national network.

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    HELLO BT DIRECT

    You can know anytime everything you want about your Direct card, following the steps from Self Service ALO BT DIRECT 021 308 4000.

    BT Direct Partners

    Funding
    in the store

    I can take it on the spot and pay in installments. Shopping is simpler than ever, in-store credit offers the financing solution directly at purchases.

    BT Direct

    Apply for a partnership with BT Direct

    Complete your details and a BT Direct representative will contact you as soon as possible.

    Apply directly from the store

    Offer your clients fixed-rate financing directly at your location, it's so simple. They receive a response in approximately 10 minutes.

    Zero commission for analysis

    In addition, your clients can choose from a complete mix of financial products to cover any profile, at no additional cost.

    Fast, on-site granting

    Automatic response for funding requests – customers can leave with the products from the store, 10 minutes after submitting the application.

    Access 24/7

    You have 24/7 access to the lending platform through which you can monitor in real time the status of the loan applications submitted by you.

    How to become a partner & necessary documents

    • You leave us your contact details

    • We contact you to arrange a meeting

    • We are coming to you to discuss the terms and conditions of the collaboration


    BT

    Representative example

    Value of the loan
    10,000 lei
    Loan duration
    1 year (12 installments)
    Interest
    fixed 31.5%
    Effective Annual Interest Rate (DAE)
    39,9%
    Monthly administration fee
    8 lei
    Total cost of the loan
    11.933,17 lei

    Costs

    Issuance fee
    50 lei
    Electronic account statements
    free
    Monthly administration fee
    8 lei

    Necessary documents

    • Copy CI

    • Copy of the Constitutive Act

    • Copy of the Certificate of Findings

    Frequently asked questions

    The card is sent inactive for security reasonsță, but în 3 pași simpli, l-ai și activated. 

    Step 1: ensureă-te că you have the card at îndemână, ca să we can identify you.  

    Step 2: sună at 021 308 4000 

    Step 3: our robot will guide you step by step. You just need to săyou selectțthe action “activate card”.

    Done, good luck with the buyărături! 💳🤩

    Yes, you can refinance any loan or credit card you hold, through Direct Cardor through credit, provided that supporting documents are presented.

    Through the program of Rate Anywhere, you can convert into installments (from 3 to 36), any purchase over 500 lei. At the time of full payment that exceeds this amount, we will send you an SMS informing you that you can convert the paid amount into 3 Rates without Interest or in 4–36 Easy Installments, with only 1.25% interest per month.

    You have 3 days from receiving the SMS to decide if you want to convert the transaction into installments and to respond to the received SMS. In the next statement, you will see the cancellation of the transaction with full payment and the first installment of the purchase made.

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